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Types of Financial Institutions
Deposit Accounts
Bank Book
Bankcard
Bank Transfers
Direct Debit
International Remittance
Foreign Currency Exchange
Loans
Credit Cards
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Credit Cards
Credit cards are issued by trust companies, but you can also apply for one through a bank. Although still not at the level found in the west, the use of credit cards is gradually spreading.
If you wish to apply for a credit card here in Japan, your ability to make repayments and your trustworthiness will be taking into consideration. However, the criteria are not quite as strict as for a loan. In many ways it is more advisable to use an international credit card (like Visa, American Express, etc.) issued in your home country.
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