Living Guidebook for Foreign Nationals in Iwate

Living Information

Types of Financial Institutions

Deposit Accounts

Bank Book

Bankcard

Bank Transfers

Direct Debit

International Remittance

Foreign Currency Exchange

Loans

Credit Cards

Credit Cards

Credit cards are issued by trust companies, but you can also apply for one through a bank. Although still not at the level found in the west, the use of credit cards is gradually spreading.

If you wish to apply for a credit card here in Japan, your ability to make repayments and your trustworthiness will be taking into consideration. However, the criteria are not quite as strict as for a loan. In many ways it is more advisable to use an international credit card (like Visa, American Express, etc.) issued in your home country.